Finance

You’ve tried budgeting apps. You’ve downloaded spreadsheet templates. You’ve even promised yourself—this time, for real—you’ll stick to it. And yet, by mid-month, your carefully planned budget looks more like a wish list than a roadmap. Sound familiar? The truth is, building a personal budget that works isn’t about strict rules or guilt trips—it’s about creating…

The age of 20s is the most precious time of your life, as it sets the standards for your future and financial stability. In your 20s, you will get your first job, your first salary, and your first bonus… At this age, when you don’t have such family pressure and responsibilities, it’s important to prioritize…